Terms and Conditions

1. Overview of the Service

Walgrave provides data analysis, research summaries, and decision-support content intended to help users evaluate information relevant to their own independent decision-making. The Service is informational in nature. Nothing presented through the Service constitutes financial, legal, tax, or investment advice, nor a recommendation or solicitation to buy, sell, or hold any asset, instrument, or security.

Walgrave does not manage funds, execute transactions, or act as a broker, adviser, or fiduciary on behalf of any user. Any decisions made based on information obtained through the Service are made solely at the user's own discretion and risk.

2. Eligibility and Account Use

By using the Service, you represent that you are at least eighteen (18) years of age and have the legal capacity to enter into these Terms. You are responsible for ensuring that your use of the Service complies with any laws or regulations applicable to you in your jurisdiction.

If any part of the Service requires registration or the submission of contact details, you agree to provide accurate and current information and to notify us of any material changes where reasonably practicable.

3. No Guarantee of Outcomes

4. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data; interfering with the normal operation of the Service; reproducing, reselling, or redistributing content without permission; or using the Service for any unlawful purpose. Walgrave reserves the right to suspend or restrict access to the Service for any user reasonably believed to be in breach of these Terms.

5. Intellectual Property

All content made available through the Service, including text, graphics, layouts, reports, and underlying methodology descriptions, is the property of Walgrave or its licensors and is protected by applicable intellectual property laws. No license or right is granted to copy, modify, distribute, or create derivative works from this content except as expressly permitted in writing.

6. Third-Party Links and Content

The Service may reference or link to third-party websites, data sources, or tools. Walgrave does not control and is not responsible for the content, accuracy, or practices of any third-party resource. Inclusion of a link does not imply endorsement.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Walgrave and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or financial opportunity, arising out of or in connection with access to or use of the Service, even if advised of the possibility of such damages.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Indemnification

You agree to indemnify and hold harmless Walgrave from any claims, damages, liabilities, costs, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

9. Changes to the Service and Terms

Walgrave reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms periodically. Continued use of the Service following the posting of revised Terms constitutes acceptance of those changes. We recommend reviewing this page from time to time.

10. Termination

Walgrave may suspend or terminate your access to the Service at its discretion, including where there is reasonable belief of a breach of these Terms, without liability for any resulting loss, to the extent permitted by law.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Walgrave operates, without regard to conflict of law principles. This section is a general placeholder and should be reviewed and finalized to reflect the specific jurisdiction applicable to Walgrave.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it enforceable.

13. Contact

Questions regarding these Terms may be directed through the contact details provided on our Contact page.